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DENTAL

What is Dental Insurance?

A health and wellness plan designed to pay a portion of dental costs associated with preventive, basic, some major dental care, as well as orthodontia.

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Plan Rules:

  • Eligibility: Employees as described on page 1 of the employee benefits guide, spouse and children up to age 26

  • Coverage through Ameritas

  • Orthodontia is available for Adults (Effective 1.1.2024) & Children < 26 years of age

  • New Enrollee Waiting Period: 12 months on Type 3 and Orthodontia

  • Exams and cleanings are allowed 2 times each calendar year and do not have to be separated by 6 months

  • In-Network Provider Directory: CLICK HERE (Network: Classic PPO)

  • The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety.​

Contact Campus Benefits for assistance with claims.

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Your Plan Includes Dental Rewards

Allows qualifying plan members to carryover part of their unused annual maximum. Earn dental rewards by submitting at least one claim for dental expenses incurred during the benefit year, while staying at or under the threshold amount for benefits received for that year. A person earning dental rewards who submits a claim for services received through the dental network earns an extra reward, called the PPO Bonus. Employees and their covered dependents may accumulate rewards up to the stated maximum carryover amount, and then use those rewards for any covered dental procedures subject to applicable coinsurance and plan provisions. If a plan member doesn’t submit a dental claim during a benefit year, all accumulated rewards are lost. But he or she can begin earning rewards again the very next year.

Register for your secure member account at ameritas.com.

The one-time set up is quick and easy:

  • Go to ameritas.com

  • Sign in to your Customer (Member) Account under the Dental/Vision/Hearing drop down

  • On the Login page select “Register Now”

  • Complete the New User Registration form

In your secure online member account, you have 24/7 access to:

  • Your personalized ID card; print it or save it to your smartphone

  • Claims status and a breakdown of how benefits were calculated and payments processed

  • Plan details including maximum benefit and deductible amounts, and your remaining benefits

  • The average cost for in- or out-of-network procedures based on ZIP Code with the Dental Cost Estimator

Your Plan Includes A LASIK Advantage Benefit

When enrolled in the dental plan, you are automatically enrolled in LASIK coverage. The LASIK benefits increase each year you are on the plan. This is a lifetime benefit and the payment is available only once per person. You must be 18 years of age or older and you can seek services at any facility. A 12 month late entrant period may apply.

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